5 Important Reasons to Purchase a Diving Travel Insurance

Reasons Every Diver Needs Travel Insurance

Embarking on a scuba diving adventure is an exciting experience that allows you to explore the breathtaking underwater world. However, as much as we don’t like to think about it, it’s crucial to prioritize your safety and protect yourself from unforeseen circumstances that may arise during your trip. The best way to ensure peace of mind when booking an expensive diving trip is to invest in comprehensive diving and travel insurance. 

DiveAssure offers both annual and short-term Dive Accident Insurance and Dive&Travel plans. Purchase your premium coverage here

Here we will discuss five important reasons as to why you should purchase a diving travel insurance: 

• Medical coverage specific for diving accidents.

You might ask why you need specific diving travel coverage for this, perhaps you have seen in your typical travel insurance that scuba diving accidents are covered. Take some time to read the fine print and you will often see that although it may cover scuba diving accidents, the coverage limit is very low, hardly enough to cover emergency evacuation or one chamber treatment, let alone any other treatments you might need. Often general travel insurances don’t even cover chamber treatments full stop.

Although diving is generally considered a safe sport, if something goes wrong, it can go really wrong, and the treatments needed to recover are very expensive. A comprehensive diving accident insurance not only covers most treatments, but also provides medical experts and help hotlines to assist you in an emergency, help you to get to the nearest emergency facility, assist with communication, or organize travel back to your home country. 

• Trip cancellation or interruption protection.

 Imagine this scenario, you have been planning your scuba diving trip for months, including saving up for it in the first place, only to have it canceled due to unforeseen circumstances such as illness, injury, or extreme weather conditions. Many flight companies, hotels and diving centers will not refund you any money once it is close to your travel date. With our dive and travel coverage plans you can safeguard your investment to ensure you get most of your money back. You can get reimbursed for non-refundable expenses such as flights, accommodations and pre-paid diving packages, making sure you don’t suffer significant financial losses.

• Lost, Stolen or Damaged Equipment

At some point most divers will want to purchase and own their own diving equipment. This can either happen slowly as you save up and add to your gear bit by bit, or maybe you just go all out and decide to get the full kit. Either way, this equipment is ours, it’s comfortable, it meets our own style and we have spent a lot of money on it. When you travel with your own equipment there are some risks as it can become lost or get damaged in the airplane hold, it could get stolen, or you could even lose it during your diving trip due to an emergency situation. Our dive and travel coverage plans provide exactly the coverage equipment owners need, reimbursing you for lost, stolen or damaged equipment. You can also receive compensation for additional costs incurred for using rental  equipment needed to continue your diving vacation.

• Emergency Assistance and Evacuation

As divers we are aware that some of the best and most sought after dive sites are in remote locations, those furthest away from shore and often in countries where hospitals do not have the best trained professionals, nor the highest end of equipment or treatments available. It may be that when you suffer a diving accident, you need to get evacuated to a medical facility much further away to receive the necessary treatment, these types of emergency evacuations can be very expensive. The DiveAssure emergency service is available 24/7, you can call our emergency hotline and speak with a dive medicine specialist who can advise and provide appropriate guidance to the first responders. Our dive and travel coverage plans cover you for emergency evacuation and necessary hospital treatments.

• Other Benefits

Other benefits of our dive and travel coverage plans include non diving medical coverage. Just because you are on a diving vacation, that doesn’t mean that that is your only risk, accidents can happen anywhere, or you may get ill while abroad, where you may need to get medical treatment and it might keep you out of the water meaning you miss out on some or all diving days.

We cover extended hotel stays due to necessary continued medical treatment for yourself and one extra person, as well as change of return flight if this needs to be missed due to an emergency situation. Our premium plan compensates for lost diving days due to mechanical failure of the liveaboard ship, failure of air supply or due to injury of another passenger on board. 

Our programs currently offer specific Covid-19 related compensation.  

Most travel agencies or diving companies will not cover the above scenarios, nor reimburse you for missed dives, trips or additional costs. This is where DiveAssure comes to the rescue as the only coverage in the industry, who has truly got your back. Keep your vacation hassle free no matter what happens by choosing the correct coverage plan tailored to suit your trip.

Disclaimer: Please check full terms and conditions for full details before purchasing any of our coverage plans.